Monzo Business is aimed at small companies and sole traders who like app-led banking. Its core offer includes Business banking app, Pots and budgeting and Invoicing on selected plans. A practical strength is simple digital experience. Check plan differences matter before choosing it.
Who it suits
Small companies and sole traders who like app-led banking
Cost and commercial model
Lite £0; Pro £9/month; Team from £25/month
Pricing basis: monthly account plan.
Lite is free; Pro £9/month; Team starts at £25/month.
VAT/tax note: Check current fee schedule.
Key capabilities
- Business banking app
- Pots and budgeting
- Invoicing on selected plans
- Integrations
Comparison checkpoints
- Capability
- Business banking app
- Capability
- Pots and budgeting
- Capability
- Invoicing on selected plans
- Capability
- Integrations
- Main watch-out
- Plan differences matter
Eligibility and commitment
UK business eligibility and identity checks apply.
Monthly; paid plans optional
Reasons to consider it
- Simple digital experience
- Useful money organisation features
Limitations and checks
- Plan differences matter
- Cash and complex banking needs should be compared carefully
Verification
BizDeck checked this offering on 2026-09-02. The provider still had a UK business-facing purchase, application, subscription, quotation or enquiry route at that point. Pricing and availability can change.
Key comparison facts
- Capability
- Business banking app
- Capability
- Pots and budgeting
- Capability
- Invoicing on selected plans
- Capability
- Integrations
- Main watch-out
- Plan differences matter
Key capabilities
- Business banking app
- Pots and budgeting
- Invoicing on selected plans
- Integrations
Cost & commercial terms
Lite £0; Pro £9/month; Team from £25/month
Lite is free; Pro £9/month; Team starts at £25/month.
- Pricing basis
- monthly account plan
- VAT/tax note
- Check current fee schedule
- Commitment
- Monthly; paid plans optional
- Eligibility
- UK business eligibility and identity checks apply.
- How to obtain
- apply
Price checked 2 Sep 2026. Check current provider price/terms →
Pros and limitations
Reasons to consider it
- Simple digital experience
- Useful money organisation features
Things to check
- Plan differences matter
- Cash and complex banking needs should be compared carefully
Questions to ask before choosing
- How well does Monzo Business fit your actual cash deposit needs?
- What will the total cost be once you account for international payments and FX?
- What should you understand about account eligibility and protection arrangements before committing?
- Which important capabilities are included as standard and which require an add-on or higher plan?
- How easy would it be to switch, export your data or change supplier later?
Verification
BizDeck checked this as a current UK business-facing offering on 2 September 2026. Provider terms can change after review.
Compare Monzo Business
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