Tide is aimed at small businesses wanting app-led business finance tools. Its core offer includes Business account access, Invoicing tools and Expense management. A practical strength is strong small-business focus. Check features differ by plan before choosing it.
Who it suits
Small businesses wanting app-led business finance tools
Cost and commercial model
Free plan; paid plans from £12.49/month
Pricing basis: monthly account plan.
Free account option plus Smart £12.49, Pro £27.49 and Max £69.99 per month at audit.
VAT/tax note: Paid account plan fees stated without VAT.
Key capabilities
- Business account access
- Invoicing tools
- Expense management
- Accounting integrations
Comparison checkpoints
- Capability
- Business account access
- Capability
- Invoicing tools
- Capability
- Expense management
- Capability
- Accounting integrations
- Main watch-out
- Features differ by plan
Eligibility and commitment
UK business eligibility and identity checks apply.
Monthly; paid plans optional
Reasons to consider it
- Strong small-business focus
- Admin tools can reduce app switching
Limitations and checks
- Features differ by plan
- Cash-heavy businesses should compare deposit options
Verification
BizDeck checked this offering on 2026-09-02. The provider still had a UK business-facing purchase, application, subscription, quotation or enquiry route at that point. Pricing and availability can change.
Key comparison facts
- Capability
- Business account access
- Capability
- Invoicing tools
- Capability
- Expense management
- Capability
- Accounting integrations
- Main watch-out
- Features differ by plan
Key capabilities
- Business account access
- Invoicing tools
- Expense management
- Accounting integrations
Cost & commercial terms
Free plan; paid plans from £12.49/month
Free account option plus Smart £12.49, Pro £27.49 and Max £69.99 per month at audit.
- Pricing basis
- monthly account plan
- VAT/tax note
- Paid account plan fees stated without VAT
- Commitment
- Monthly; paid plans optional
- Eligibility
- UK business eligibility and identity checks apply.
- How to obtain
- apply
Price checked 2 Sep 2026. Check current provider price/terms →
Pros and limitations
Reasons to consider it
- Strong small-business focus
- Admin tools can reduce app switching
Things to check
- Features differ by plan
- Cash-heavy businesses should compare deposit options
Questions to ask before choosing
- How well does Tide fit your actual cash deposit needs?
- What will the total cost be once you account for international payments and FX?
- What should you understand about account eligibility and protection arrangements before committing?
- Which important capabilities are included as standard and which require an add-on or higher plan?
- How easy would it be to switch, export your data or change supplier later?
Verification
BizDeck checked this as a current UK business-facing offering on 2 September 2026. Provider terms can change after review.
Compare Tide
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