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Monzo Business vs Starling Bank Business
Compare suitability, cost model, commitment, eligibility, capabilities and limitations using the same verified product data.
| Comparison | Monzo Business | Starling Bank Business |
|---|---|---|
| Best for | Small companies and sole traders who like app-led banking | Businesses wanting a full UK bank with a strong mobile app |
| Cost | Lite £0; Pro £9/month; Team from £25/month | Public pricing available — check current plan |
| Pricing basis | monthly account plan | published plan/transaction pricing |
| Commitment | Monthly; paid plans optional | Plan, order or contract terms vary by selected product. |
| Eligibility | UK business eligibility and identity checks apply. | UK business eligibility and identity checks apply. |
| Key capabilities | Business banking app · Pots and budgeting · Invoicing on selected plans · Integrations | Business current account · Mobile banking · Spaces and money management · Accounting integrations |
| Reasons to consider | Simple digital experience · Useful money organisation features | Banking-first proposition · Strong app experience |
| Things to check | Plan differences matter · Cash and complex banking needs should be compared carefully | Eligibility and features should be checked for your business type · Specialist finance tools may require other services |
| Verified | 2026-09-02 | 2026-09-02 |
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