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Xero vs QuickBooks

Compare suitability, cost model, commitment, eligibility, capabilities and limitations using the same verified product data.

ComparisonXeroQuickBooks
Best forGrowing small businesses and accountant-connected workflowsSmall businesses wanting cloud bookkeeping and invoicing
Cost£7–£70/month excl. VATFrom £16/month + VAT
Pricing basismonthly accounting planmonthly accounting plan
CommitmentMonthly subscriptionMonthly subscription
EligibilityAvailable to relevant UK business customers subject to the provider’s current eligibility and product terms.Available to relevant UK business customers subject to the provider’s current eligibility and product terms.
Key capabilitiesInvoicing · Bank feeds · VAT workflows · Reporting · App integrationsInvoicing · Bank connections · Expense tracking · VAT workflows · Reporting
Reasons to considerBroad ecosystem · Widely used by accountants and small businessesEstablished small-business accounting platform · Good range of everyday bookkeeping tools
Things to checkAdd-ons can increase total software cost · Feature needs should be checked against the chosen planPlan and feature differences need checking · Complex trade workflows may need integrations
Verified2026-09-022026-09-02

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