Funding Circle is aimed at established small businesses comparing loans. Its core offer includes Business loans, Online application and Business-focused underwriting. A practical strength is dedicated small-business finance focus. Check finance cost and eligibility vary by business before choosing it.
Who it suits
Established small businesses comparing loans
Cost and commercial model
Quote required
Pricing basis: provider quotation.
No single public fixed price is appropriate for this product; cost depends on the business, risk, asset, usage, site or selected service.
VAT/tax note: Check quote.
Key capabilities
- Business loans
- Online application
- Business-focused underwriting
- Repayment options
Comparison checkpoints
- Capability
- Business loans
- Capability
- Online application
- Capability
- Business-focused underwriting
- Capability
- Repayment options
- Main watch-out
- Finance cost and eligibility vary by business
Eligibility and commitment
Subject to lender eligibility and credit assessment.
Finance term varies by offer
Reasons to consider it
- Dedicated small-business finance focus
- Online journey
Limitations and checks
- Finance cost and eligibility vary by business
- Borrowing should be matched to a clear purpose
Verification
BizDeck checked this offering on 2026-09-02. The provider still had a UK business-facing purchase, application, subscription, quotation or enquiry route at that point. Pricing and availability can change.
Key comparison facts
- Capability
- Business loans
- Capability
- Online application
- Capability
- Business-focused underwriting
- Capability
- Repayment options
- Main watch-out
- Finance cost and eligibility vary by business
Key capabilities
- Business loans
- Online application
- Business-focused underwriting
- Repayment options
Cost & commercial terms
Quote required
No single public fixed price is appropriate for this product; cost depends on the business, risk, asset, usage, site or selected service.
- Pricing basis
- provider quotation
- VAT/tax note
- Check quote
- Commitment
- Finance term varies by offer
- Eligibility
- Subject to lender eligibility and credit assessment.
- How to obtain
- apply
Price checked 2 Sep 2026. Check current provider price/terms →
Pros and limitations
Reasons to consider it
- Dedicated small-business finance focus
- Online journey
Things to check
- Finance cost and eligibility vary by business
- Borrowing should be matched to a clear purpose
Questions to ask before choosing
- How well does Funding Circle fit your actual eligibility?
- What will the total cost be once you account for APR/fees and total repayable?
- What should you understand about security and personal guarantees before committing?
- Which important capabilities are included as standard and which require an add-on or higher plan?
- How easy would it be to switch, export your data or change supplier later?
Verification
BizDeck checked this as a current UK business-facing offering on 2 September 2026. Provider terms can change after review.
Compare Funding Circle
Users also explored these products
Business Finance
Capify
Best for: SMEs comparing business-loan routes
Capify is aimed at sMEs comparing business-loan routes. Its core offer includes Business loans, Online enquiry and SME focus. A practical strength is business lending specialism. Check compare total repayable…
- Business loans
- Online enquiry
- SME focus
Business Finance
Fleximize
Best for: UK SMEs seeking a directly available business loan
Fleximize is aimed at uK SMEs seeking a directly available business loan. Its core offer includes Business loans, Online application and Secured and unsecured options. A practical strength is direct…
- Business loans
- Online application
- Secured and unsecured options
Business Finance
iwoca
Best for: Small businesses needing flexible working-capital finance
iwoca is aimed at small businesses needing flexible working-capital finance. Its core offer includes Business finance, Online application and Flexible drawdown on relevant products. A practical strength is small-business focus.…
- Business finance
- Online application
- Flexible drawdown on relevant products
Learn more about Business Finance
Business debit card or credit card: what changes?
A decision guide for everyday spending, cash flow and expense control.
Read guide →Business van: buy, finance or lease?
Compare the cash-flow, ownership, mileage, maintenance and flexibility implications before choosing how to fund a work vehicle.
Read guide →Cash-flow planning for a growing small business
A practical way to see when money actually moves, not just whether the business appears profitable on paper.
Read guide →Getting a business ready to apply for finance
Organise the purpose, figures and evidence before approaching lenders or finance platforms.
Read guide →