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Zettle by PayPal vs SumUp

Compare suitability, cost model, commitment, eligibility, capabilities and limitations using the same verified product data.

ComparisonZettle by PayPalSumUp
Best forSmall merchants wanting PayPal-connected card acceptanceSmall businesses wanting simple in-person card acceptance
CostPublic pricing available — check current plan£0/month PAYG + 1.69% in person
Pricing basispublished plan/transaction pricingtransaction + optional monthly plan
CommitmentPlan, order or contract terms vary by selected product.No long-term subscription required for PAYG
EligibilityAvailable to relevant UK business customers subject to the provider’s current eligibility and product terms.Available to relevant UK business customers subject to the provider’s current eligibility and product terms.
Key capabilitiesCard reader · POS app · PayPal ecosystem · Sales reportingCard readers · POS options · Payment links · Business account tools
Reasons to considerRecognisable payments ecosystem · Simple mobile setupSimple entry route for many small merchants · Range of hardware options
Things to checkCheck current product direction and hardware availability · Turnover profile affects valueTransaction economics change with turnover · Compare support and settlement needs
Verified2026-09-022026-09-02

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