Verified head-to-head comparison
Zettle by PayPal vs Square
Compare suitability, cost model, commitment, eligibility, capabilities and limitations using the same verified product data.
| Comparison | Zettle by PayPal | Square |
|---|---|---|
| Best for | Small merchants wanting PayPal-connected card acceptance | Retail, hospitality and service businesses wanting payments plus POS tools |
| Cost | Public pricing available — check current plan | No monthly fee for basic processing; 1.75% in person |
| Pricing basis | published plan/transaction pricing | transaction pricing |
| Commitment | Plan, order or contract terms vary by selected product. | PAYG processing; optional subscriptions |
| Eligibility | Available to relevant UK business customers subject to the provider’s current eligibility and product terms. | Available to relevant UK business customers subject to the provider’s current eligibility and product terms. |
| Key capabilities | Card reader · POS app · PayPal ecosystem · Sales reporting | Card readers · POS software · Online payments · Invoices · Appointments on relevant products |
| Reasons to consider | Recognisable payments ecosystem · Simple mobile setup | Broad ecosystem · Strong fit where POS software matters |
| Things to check | Check current product direction and hardware availability · Turnover profile affects value | Can be more platform than a simple terminal-only buyer needs · Compare total software and hardware cost |
| Verified | 2026-09-02 | 2026-09-02 |
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