Verified head-to-head comparison
Worldpay vs Square
Compare suitability, cost model, commitment, eligibility, capabilities and limitations using the same verified product data.
| Comparison | Worldpay | Square |
|---|---|---|
| Best for | Businesses needing a wider acquiring and terminal range | Retail, hospitality and service businesses wanting payments plus POS tools |
| Cost | Tailored pricing | No monthly fee for basic processing; 1.75% in person |
| Pricing basis | merchant services quote | transaction pricing |
| Commitment | Minimum term can apply | PAYG processing; optional subscriptions |
| Eligibility | Available to relevant UK business customers subject to the provider’s current eligibility and product terms. | Available to relevant UK business customers subject to the provider’s current eligibility and product terms. |
| Key capabilities | Card terminals · Online payments · Merchant acquiring · Business support | Card readers · POS software · Online payments · Invoices · Appointments on relevant products |
| Reasons to consider | Broad payments capability · Suitable to compare for higher-volume or established businesses | Broad ecosystem · Strong fit where POS software matters |
| Things to check | Contracts and pricing can be more complex · Always compare total effective cost | Can be more platform than a simple terminal-only buyer needs · Compare total software and hardware cost |
| Verified | 2026-09-02 | 2026-09-02 |
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