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Starling Bank Business vs Monzo Business
Compare suitability, cost model, commitment, eligibility, capabilities and limitations using the same verified product data.
| Comparison | Starling Bank Business | Monzo Business |
|---|---|---|
| Best for | Businesses wanting a full UK bank with a strong mobile app | Small companies and sole traders who like app-led banking |
| Cost | Public pricing available — check current plan | Lite £0; Pro £9/month; Team from £25/month |
| Pricing basis | published plan/transaction pricing | monthly account plan |
| Commitment | Plan, order or contract terms vary by selected product. | Monthly; paid plans optional |
| Eligibility | UK business eligibility and identity checks apply. | UK business eligibility and identity checks apply. |
| Key capabilities | Business current account · Mobile banking · Spaces and money management · Accounting integrations | Business banking app · Pots and budgeting · Invoicing on selected plans · Integrations |
| Reasons to consider | Banking-first proposition · Strong app experience | Simple digital experience · Useful money organisation features |
| Things to check | Eligibility and features should be checked for your business type · Specialist finance tools may require other services | Plan differences matter · Cash and complex banking needs should be compared carefully |
| Verified | 2026-09-02 | 2026-09-02 |
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