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Square vs Zettle by PayPal

Compare suitability, cost model, commitment, eligibility, capabilities and limitations using the same verified product data.

ComparisonSquareZettle by PayPal
Best forRetail, hospitality and service businesses wanting payments plus POS toolsSmall merchants wanting PayPal-connected card acceptance
CostNo monthly fee for basic processing; 1.75% in personPublic pricing available — check current plan
Pricing basistransaction pricingpublished plan/transaction pricing
CommitmentPAYG processing; optional subscriptionsPlan, order or contract terms vary by selected product.
EligibilityAvailable to relevant UK business customers subject to the provider’s current eligibility and product terms.Available to relevant UK business customers subject to the provider’s current eligibility and product terms.
Key capabilitiesCard readers · POS software · Online payments · Invoices · Appointments on relevant productsCard reader · POS app · PayPal ecosystem · Sales reporting
Reasons to considerBroad ecosystem · Strong fit where POS software mattersRecognisable payments ecosystem · Simple mobile setup
Things to checkCan be more platform than a simple terminal-only buyer needs · Compare total software and hardware costCheck current product direction and hardware availability · Turnover profile affects value
Verified2026-09-022026-09-02

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