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Fleximize vs Capify

Compare suitability, cost model, commitment, eligibility, capabilities and limitations using the same verified product data.

ComparisonFleximizeCapify
Best forUK SMEs seeking a directly available business loanSMEs comparing business-loan routes
CostQuote requiredQuote required
Pricing basisprovider quotationprovider quotation
CommitmentFinance term varies by offerFinance term varies by offer
EligibilitySubject to lender eligibility and credit assessment.Subject to lender eligibility and credit assessment.
Key capabilitiesBusiness loans · Online application · Secured and unsecured options · Early repayment flexibilityBusiness loans · Online enquiry · SME focus · Repayment options
Reasons to considerDirect UK SME lender · Application and funding route available onlineBusiness lending specialism · Useful additional quote route
Things to checkEligibility depends on trading history, revenue and credit assessment · Borrowing cost varies by applicant and termCompare total repayable and security · Eligibility varies
Verified2026-09-022026-09-02

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