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Business Insurance

Compare cover routes for liability, property, tools, vehicles and specialist risks.

4 products to explore✓ Reviews for every product✓ Clear comparison criteria
Compare

Compare Business Insurance

Review the full list first, then open any product for a detailed explainer and alternatives.

Business Insurance

AXA Business Insurance

Quote requiredVerified 2 Sep 2026

Best for: Businesses wanting direct cover from a major insurer

AXA Business Insurance is aimed at businesses wanting direct cover from a major insurer. Its core offer includes Public liability options, Employers' liability options and Property and contents options. A…

  • Public liability options
  • Employers' liability options
  • Property and contents options

Business Insurance

Hiscox Business Insurance

Quote requiredVerified 2 Sep 2026

Best for: Professional and small businesses seeking specialist cover options

Hiscox Business Insurance is aimed at professional and small businesses seeking specialist cover options. Its core offer includes Professional indemnity options, Public liability options and Cyber options. A practical strength…

  • Professional indemnity options
  • Public liability options
  • Cyber options

Business Insurance

PolicyBee

Quote requiredVerified 2 Sep 2026

Best for: Freelancers, sole traders and small companies wanting specialist small-business insurance

PolicyBee is aimed at freelancers, sole traders and small companies wanting specialist small-business insurance. Its core offer includes Business insurance quotes, Professional indemnity options and Public liability options. A practical…

  • Business insurance quotes
  • Professional indemnity options
  • Public liability options

Business Insurance

Simply Business

Quote requiredVerified 2 Sep 2026

Best for: Small businesses wanting to compare cover from multiple insurers

Simply Business is aimed at small businesses wanting to compare cover from multiple insurers. Its core offer includes Multiple insurer quotes, Trade-based journeys and Liability cover routes. A practical strength…

  • Multiple insurer quotes
  • Trade-based journeys
  • Liability cover routes
ProductBest forCostBasis / commitmentUseful comparison facts
AXA Business Insurance
Businesses wanting direct cover from a major insurerQuote requiredprovider quotation · Usually annual policy; terms varyPublic liability options · Employers' liability options · Property and contents optionsFull details
Hiscox Business Insurance
Professional and small businesses seeking specialist cover optionsQuote requiredprovider quotation · Usually annual policy; terms varyProfessional indemnity options · Public liability options · Cyber optionsFull details
PolicyBee
Freelancers, sole traders and small companies wanting specialist small-business insuranceQuote requiredprovider quotation · Usually annual policy; terms varyBusiness insurance quotes · Professional indemnity options · Public liability optionsFull details
Simply Business
Small businesses wanting to compare cover from multiple insurersQuote requiredprovider quotation · Usually annual policy; terms varyMultiple insurer quotes · Trade-based journeys · Liability cover routesFull details

What to compare

  • Public liability
  • Employers' liability where required
  • Tools, stock and equipment
  • Professional or product liability
  • Vehicles and premises
  • Excesses, limits and exclusions

How to choose

  • Define the job this service needs to do in your business before comparing brands.
  • Compare the total likely cost for your usage, not only the headline or introductory price.
  • Check contract length, cancellation or switching terms, support and any limits that could affect day-to-day use.
  • Prioritise the capabilities that remove real admin or risk for your business; ignore features you are unlikely to use.
  • Re-check current provider terms before committing because plans, eligibility and pricing can change.

Common mistakes

  • Choosing on price before confirming the product fits the way the business works.
  • Buying more functionality than the business currently needs.
  • Ignoring switching, renewal or exit terms.
  • Failing to check integrations with systems already used by the business.

Frequently asked questions

How should I shortlist options?

Start with the buying criteria on this page, remove products that fail a must-have requirement, then compare the remaining options side by side.

Should I choose the cheapest option?

Not automatically. A lower headline price can be poor value if important features, support or usage allowances are missing.

How often should I review this service?

Review it when your business changes materially and before a renewal, price change or contract commitment.